Application Approval Requirements
Applicants must provide a copy of a government issued photo identification.
Applicants must provide written proof of employment and/or a verifiable source of income of three times the monthly rent. If documented income is savings, applicant must have six months living expenses proven in savings (rent amount x 3 x 6 months).
Applicants must qualify financially; gross income must equal three times the monthly rent amount.
The cumulative income of all adults must be three times the monthly rent amount.
If applicants are combining income for qualification purposes, they must provide 3 most recent bank statements with all names listed on the bank account demonstrating financial qualification.
Applicants must provide verifiable rental references. If we are not able to obtain a rental reference within 72 hours of contacting your landlord, it can result in denial of application. A mortgage account showing payments made on time on a credit report can be used in place of a rental reference.
When pulled, applicants must have a minimum credit score of 675 as well as show no delinquent accounts.
Applicants who are close to meeting these minimum standards may be offered tenancy with a cosigner requirement. The cosigner must meet all credit history requirements of an otherwise qualified applicant. We do not accept a cosigner to compensate for a credit score under 675.
We perform an individualized assessment of any adult on a county, state, or national sex offender registry to determine whether a business reason exists to deny tenancy. We consider the nature and severity of the offense, the number and type of convictions, the time that has elapsed since the conviction, your age at the time of conviction, evidence of good tenant history before and after conviction, any additional information showing rehabilitation, good conduct, or other factors that you would like us to consider. If any adult applicant appears on a county, state, or national sex offender registry, that individual may provide supplemental information related to rehabilitation, good conduct, and facts or explanations regarding their registry information.
Applicants must not have been previously evicted.
Applicants must not have filed for bankruptcy within the last 10 years.
The Consumer Reporting Agency (screening company) providing us with your credit report and reviewing your application and public records will be: Orca Information, Inc., PO BOX 277, Anacortes, WA 98221, Phone: 360-588-1633/800-341-0022, Fax: 800-522-6722. In the event of a denial of tenancy or other adverse action, you have the right to dispute the accuracy of the consumer report through the screening company and to request a free copy of the consumer report from the entities designated above.
Pursuant to SMC 14.09.020 Ballard Realty Inc. is prohibited from taking an adverse action against a tenant based on eviction history occurring during or within six months after the end of the civil emergency proclaimed by Mayor Durkan on March 3, 2020, and the Seattle Office for Civil Rights is the department that will enforce any violations of this ordinance.
We do not accept a comprehensive reusable tenant screening report.
The landlord is prohibited from requiring disclosure, asking about, rejecting an applicant, or taking an adverse action based on any arrest record, conviction record, or criminal history, except for registry information as described in subsections 14.09.025.A.3, 14.09.025.A.4, and 14.09.025.A.5, and subject to the exclusions and legal requirements in Section 14.09.115.